Ira Income Limits 2024 Married Filing Jointly. Anyone with an earned income and their spouses, if married and filing jointly, can contribute to a traditional ira. If you're covered by a retirement plan at work, use this table to determine if your modified agi affects the amount of your deduction.
You can make 2024 ira contributions until the unextended federal tax deadline (for income earned in 2024). $7,000 per individual in 2024.